If you are comparing FTMO before you buy a CFD Challenge, you probably want how 1-Step and 2-Step differ, what official pages say about fees and refunds, whether the accounts are simulated, and whether this site gets paid if you buy. This page answers those from dated, sourced pages. It is not a ranking, and it is not a recommendation to buy a Challenge.
What this page covers (and how QuantKit is paid)
The aim is rules-first coverage of FTMO’s CFD Challenge paths. QuantKit covers FTMO the same way it covers Eightcap and Funded Trading Plus: cite official Trading Objectives, label gaps, state the simulated-account notice, and place a disclosed Referral only after that content — never as the hero. This page also exists so disclosure can honestly place an FTMO CFD Referral button once dedicated coverage is live.
Figures below were fetched on 10 November 2026, Asia/Hong_Kong. Challenge rules and prices change; re-check FTMO’s live pages before you buy.
FTMO Futures exists as a separate product path. This page documents that path and the Futures tracking URL for Eng/disclosure completeness. It does not place a Futures Referral button.
Material connection
FTMO is a first-wave Affiliate on QuantKit from 9 November 2026, Asia/Hong_Kong (announced 6 November 2026; referral code bBbbGVQJsLMyomOubIbD; disclosure lists Bronze-tier CFD and Futures rate facts). If you use a Referral link and later buy a CFD Challenge, FTMO may pay QuantKit under affiliate programme terms.
This page does not invent a headline commission percentage. Rates live on disclosure. The Referral button sits after the objectives and fees sections below, and it uses the CFD Challenge tracking URL only.
What payment never buys
Payment does not buy a softer con, a pass claim, or a better rank. Objective tables, wording, and corrections stay method-driven. No partner pays for editorial wording — the same rule as on disclosure. QuantKit does not claim FTMO is the easiest pass.
FTMO in one paragraph
FTMO s.r.o. (legal name on FTMO’s site schema; tax ID and VAT printed there) is a prop firm that sells simulated CFD evaluations with real-world performance Rewards under its own terms. Site materials commonly date the firm to 2015. That is firm-stated context, not a recommendation to buy a Challenge, and not a QuantKit audit of every legal entity FTMO uses for AU or US clients.
Simulated / fictitious funds (required honesty)
FTMO’s site notice states that accounts provided to clients are demo accounts with fictitious funds, and that trading is in a simulated environment only. This page does not imply that Challenge or Instant accounts are live trading capital.
CFD Challenge paths — Trading Objectives
Sources: Trading Objectives and Comparison Table, fetched 10 November 2026 Asia/Hong_Kong.
| Parameter | 2-Step | 1-Step |
|---|---|---|
| Evaluation process | Two phases (Challenge + Verification) | One phase |
| Profit target | 10% then 5% | 10% |
| Max daily loss | 5% of initial simulated capital | 3% of initial simulated capital |
| Max loss | 10% static | 10% trailing on balance (end of day) |
| Min trading days | 4 per phase | None listed on comparison table |
| Trading period | Unlimited | Unlimited |
| Consistency | Not listed for 2-Step on comparison table | 50% (newer accounts — see cutoff below) |
| Rewards (comparison table) | Up to 90% | 90% |
| Fee refund (comparison + fees FAQ) | Yes 100% with first Reward withdrawal | Not refundable |
2-Step (Challenge + Verification)
From Trading Objectives: you must hit 10% above initial simulated capital in the Challenge phase and 5% in Verification, with positions closed. Maximum daily loss is recalculated each day at 00:00 CE(S)T as balance-at-midnight minus 5% of initial simulated capital. Maximum loss is a static floor at 90% of initial simulated capital. Minimum trading days: at least 4 days per phase (a trading day is any CE(S)T day with at least one position opened). There is no profit target and no minimum trading-days rule on the subsequent FTMO Account (2-Step), but daily and max-loss rules continue.
1-Step
From Trading Objectives: a single 10% profit target. Maximum daily loss uses 3% of initial simulated capital (same midnight recalculation pattern). Maximum loss is an end-of-day trailing limit: each midnight, the floor is the highest prior midnight balance (or initial capital if higher) minus 10% of initial simulated capital; the floor can rise but not fall, and resets after a Reward withdrawal when a new FTMO Account is issued. There is no profit target on the subsequent FTMO Account (1-Step); daily and max-loss rules continue.
Consistency vs Best Day Rule (dated)
On Trading Objectives for 1-Step:
- Consistency applies to accounts initiated from orders created on or after 12 October 2026, or any accounts merged on or after that date. Best Day must not be more than 50% of total profit (sum of closed P&L across all trading days). Exceeding Consistency is not a hard breach — you keep trading until the ratio is met.
- Best Day Rule (legacy) applies to accounts from orders created before 12 October 2026. Best Day must not exceed 50% of Positive Days’ Profit (sum of profitable days only). Same soft-fail behaviour.
Always check which rule your account shows in Account MetriX before you assume the newer Consistency definition.
Instant (orientation only)
The comparison table lists Instant as direct access (starts from €169): no evaluation profit target; daily loss 3%; max loss 10% trailing on balance intraday; Consistency 30%; no refund column. Short orientation only — not the hero of this page. Confirm Instant objectives on FTMO’s live Instant tab at ship before treating any Instant figure as final.
Fees — citeable vs Pending
Source: fees FAQ and comparison table, fetched 10 November 2026 Asia/Hong_Kong.
| Citeable now | Status |
|---|---|
| Fee model | One-time purchase fee; no recurrent fees (fees FAQ) |
| 2-Step refund | Initial purchase fee refunded when you request first Reward withdrawal |
| 1-Step / Instant / other products | Entry fee not refundable (fees FAQ) |
| Starts from (comparison table) | 2-Step €89 · 1-Step €79 · Instant €169 |
| Per-size euro fee grid | Pending — not pulled from a dated live pricing-widget capture this draft; do not invent peer per-size fee figures |
| Affiliate commission % | Point to disclosure — no hero % on this article |
Currency on the comparison table is EUR. Card FX or issuer fees may apply; this page does not invent conversion amounts.
Futures (document only — not a primary CTA)
FTMO Futures is a separate product path with its own objectives and eligibility. Disclosure lists a Futures tracking URL for Eng completeness:
https://join.ftmo.com/futures/bBbbGVQJsLMyomOubIbD
This page may note that Futures exists and that affiliate geo rules for Futures can be narrower than CFD Challenge. It does not place a Futures Referral button. Primary CTA below = CFD Challenge URL only.
Geo and eligibility
QuantKit does not promise that you can join FTMO, or that a referral will pay.
FTMO’s Who can join FAQ (fetched 10 November 2026) excludes persons under 18; nationals/residents of Iran, Syria, Myanmar, and North Korea (with narrow EEA-residency conditional exceptions for some of those nationals); sanctions-listed individuals; certain financial-crime / prior-ban cases; and corporate clients structured as company trusts. It also publishes a long residency-restriction table (Afghanistan through Western Sahara on that dated page, including Indonesia, Russia, Venezuela, and named Ukraine regions). Australia clients are pointed to an affiliated AU path; United States clients to an affiliated US path — check FTMO’s own pages for those entities.
Affiliate geo (country restrictions FAQ): referred orders from restricted countries do not generate commissions; Vietnam and Pakistan nationals/residents cannot become affiliates (client referral rules are separate). Disclosure states that restricted-country referrals may pay $0.
A Referral button here is not permission to open an account. Check FTMO’s eligibility FAQs and disclosure before you act. This page is not legal advice.
Honest limits and cons
- Simulated / fictitious funds. Challenge and Instant accounts are demo environments; Rewards follow firm T&Cs.
- Fee at risk on fail. Entry fees are paid whether you pass or not; only 2-Step is refunded with first Reward withdrawal.
- 1-Step is tighter on daily loss and max-loss type. 3% daily + end-of-day trailing 10% max, plus Consistency for newer accounts.
- 2-Step adds Verification and min days. Two profit targets and four trading days per phase before an FTMO Account.
- Instant Consistency is 30%. Different risk shape than Challenge paths — orientation only here.
- Rules change. Consistency vs Best Day cutover is dated; always re-check live objectives.
- No QuantKit-measured pass rate (
source missing). FTMO homepage marketing totals (customers / rewards paid) are not adopted here as QuantKit-verified reader outcomes. - Entity routing. AU and US may use affiliated entities — check FTMO’s own onboarding for where you live.
How this sits next to QuantKit prop tools
Before you pay any evaluation fee, QuantKit’s prop-challenge validate page is about replaying rules against a backtest — a method page, not firm affiliation. FTMO presets mentioned there are examples to re-check live. The Prop Risk Panel / trade manager page describes a trader-entered risk tool; it is not affiliated with FTMO. Balance-only replay is not an equity pass forecast, and neither page promises that tools make you pass.
Sibling firm coverage: Funded Trading Plus review — separate page, separate Referral.
Start FTMO Challenge (secondary Referral)
If you have read the objectives, fee-refund rules, simulated-account honesty, and geo notes above and still want a CFD Challenge, here is the disclosed path. QuantKit may earn an affiliate commission if you buy via this link; you pay the same public price unless FTMO’s own terms say otherwise. No headline commission rate here — see disclosure.
QuantKit does not promise you can join. Eligibility is FTMO’s. Restricted-country referrals may pay $0. Check FTMO’s Who can join FAQ, the affiliate geo FAQ, and disclosure before you act.
Plain official site (unmarked reference URL, not a Referral): https://ftmo.com/en/
FAQ
What is this page about?
A rules-first FTMO review focused on CFD Challenge 1-Step vs 2-Step. It cites official Trading Objectives, states that accounts are demo / fictitious funds, and labels missing per-size fees. Referral rates are on disclosure, not as a headline percentage here.
What is the main difference between 1-Step and 2-Step?
2-Step: two phases (10% then 5%), 5% daily loss, static 10% max loss, at least four trading days per phase, fee refundable with first Reward withdrawal. 1-Step: one 10% target, 3% daily loss, end-of-day trailing 10% max loss, Consistency 50% for newer accounts, fee not refundable. Re-check FTMO’s live pages before buying.
Are FTMO accounts simulated?
Yes. FTMO’s site notice: demo accounts with fictitious funds; trading in a simulated environment only.
Can anyone join, and does a QuantKit referral always pay?
No. FTMO publishes eligibility and residency restrictions. Restricted-country referrals may pay $0. A Referral button is not permission to open an account. See FTMO’s Who can join FAQ and disclosure.
How does QuantKit get paid on FTMO links?
From 9 November 2026, FTMO is a disclosed Affiliate (bBbbGVQJsLMyomOubIbD). A Referral link with rel="sponsored" may earn QuantKit a commission under programme terms summarised on disclosure. This page’s primary CTA is the CFD Challenge URL only. No headline percentage here.
Why is there no Futures button?
Futures is a separate product path. The Futures tracking URL is documented for Eng/disclosure completeness; this coverage page’s primary CTA stays on the CFD Challenge path.
Does QuantKit claim a pass rate?
No. A QuantKit-measured pass rate is source missing. Homepage marketing totals are not treated as QuantKit proof of reader outcomes.
Related QuantKit reading
- Disclosure · Eightcap review · Funded Trading Plus review
- Prop-challenge validate · Prop firm trade manager
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Nothing on this page is financial, investment, legal, or tax advice, or an offer to buy a prop evaluation. Prop evaluations and simulated trading carry a high risk of loss of the fees you pay. Check whether a firm may serve you where you live before you act.